Social Security Disability Insurance:
What is Social Security Disability Insurance?
Social Security Disability Insurance (SSDI) is a federally run benefits program that provides income to people who are unable to work due to a disabling condition that is expected to last at least one year.
SSDI is financed by the Social Security tax. Any person that qualifies as disabled according to the definition provided by the Social Security Administration (SSA) and who has paid Social Security taxes long enough to earn enough work credits can qualify for SSDI.
Do you qualify for SSDI?
In order to qualify for SSDI, you must suffer from a permanent condition that prevents you from working. In other words, your disability must have lasted, or be expected to last, a minimum of 12 months and you must be unable to earn an income greater than $1000 per month.
In addition, an individual must have earned sufficient work credits to qualify for SSDI. This means that a person must have a fairly consistent work history and have worked (and paid Social Security taxes) for a combined five out of the 10 years prior to becoming disabled. These work credits can be somewhat less for younger individuals, as parents' work credits can be applied to applicants under the age of 22.
Should I get representation?
The annual number of applications for SSDI is at an all-time high. In 2013, 10.9 million Americans collected disability benefits. However, proving that you are qualified can be difficult and the Social Security Administration (SSA) DENIES almost 7 out of 10 initial applications, even though they may be qualified.
How can having a lawyer help my claim get accepted?
Although the SSDI application and appeals process can be daunting and often times seem futile, having a qualified and experienced attorney on your side is crucial in increasing your odds of getting the benefits you deserve. Having representation will help you to know and understand your options in the case of a denial. In addition, an experienced attorney or advocate can help to organize paperwork and medical records, prepare you or your witness for hearing and will likely have a vast amount of previous experience dealing with SSA offices and judges in your area. We understand what it takes to get your benefits approved and will stand by your side until you get the benefits that you are entitled to.
If you are disabled and feel that you are entitled to benefits under Social Security Disability Insurance, please fill out a free, no obligation disability case evaluation today.